NAR CRE Coalition Letter to FDIC OCC and the Fed Regarding Basel IV

Issue Date: December 02, 2016


The December 2nd letter raises concerns about the proposed new Basel IV capital standards and the impact these rules will have on commercial and multifamily real estate lending in the U.S. – one of the pillars of the nation’s economy. It is also important for U.S. Regulatory Agencies to address the apparent disparity between the U.S. regulatory agenda for capital and liquidity and those requirements being considered elsewhere in the world. This incongruity appears contrary to the stated goals of the Basel Committee on Bank Supervision (BCBS) in the convergence towards common standards to enhance global financial stability – putting affected industries in the U.S. at a disadvantage to those in other nations.